Serving the Cullman, AL area, the agents at Insurance Solutions Inc. want you to understand what classic car insurance covers so that your pride and joy will be financially covered and appropriately protected.
Classic Car Requirements in Alabama
In Alabama, a vehicle must be 25 years or older and have a collectible value to be considered a classic car. Classic car insurance is different from regular auto insurance and the fact that it takes into consideration the unique value and risks of a vintage or antique car versus a regular vehicle.
Under Alabama law, classic car owners are required to have the same auto liability insurance as all other drivers of motor vehicles. This will cover damages or injuries that are caused to others in an accident.
What Does Classic Car Insurance Cover?
There are other additional coverage options you can choose from for your classic car, including comprehensive insurance that will help replace or repair it if it’s damaged in a natural disaster or some other tragic event. You can also obtain collision insurance that will help you out if you collide with another vehicle or an object while you are behind the wheel of your classic car. You may even be able to get roadside assistance but keep in mind that you cannot drive your classic car to the grocery store, to work, or to some other commonplace. It would be best if you only drive your classic car when heading to a parade, a car show, or some other special event.
Contact Insurance Solutions Inc.
To obtain an adequate amount of classic car insurance to protect your gorgeous ride, contact the insurance agents at Insurance Solutions Inc. in Cullman, AL today!