That depends upon what the state DMV thinks. There isn’t a consensus among all 50 states, so each state has its own standard for what is considered "old" and "classic." One facet of the discussion is that getting parts (including body parts) for cars older than ten years is getting more and more difficult.
This makes some state DMVs consider them "old," and they’re handled differently. For some states, "old" cars begin at ten years, while others start at 30 years. It takes 30 years for a vehicle to be "classic."
What Insurance Companies Think
Each company has its own requirements before it insures a classic car. Most classic cars can only be operated in parades, car club shows, and car exhibitions.
They must have special plates. They can’t be driven daily (the mileage must tally up properly.) Be sure to check with Insurance Solutions Inc. for company-specific requirements for classic cars. Here’s what else you should know about classic car insurance.
Custom Work On A Classic Car
Original parts to repair a classic car are a bit difficult to find. That’s covered in classic car insurance. What isn’t covered, which differs from insurer to insurer, is custom work on a classic car. Your insurance covers modifications you made to the car.
Let’s say the vehicle is stolen and operated by a thief. Your Insurance Solutions Inc. policy will replace your classic car up to the limits discussed when you took out the policy.
Your Classic SUV Is Covered, Too
It’s not often you see a 1975 GMC Jimmy on the road, but there are some out there. Even if the brand is past the 30-year-old requirement, it’s still insured as a classic.
Classic cars are poetry in motion. Insurance Solutions Inc. wants yours to grace the roads of Cullman, AL fully protected with classic car insurance.