Homeowner’s Insurance: The Importance Of Knowing Coverage Options

Posted on June 1, 2015April 23, 2015 by AgentInsure

Cullman, Alabama is less than an hour away from Birmingham and has a lot to offer residents. There are various industries in the city for work and for shopping. Home values are slightly higher than the state average and the home types can vary from single family to town homes.

When you shop for homeowners insurance, it’s of the utmost importance to know about coverage options in the 35055 area. You want to protect your home against all that could happen to it and therefore you need to know what a policy may and may not include.

If you don’t spend any time with an insurance agent in Cullman, you could get a basic policy that doesn’t provide you with necessary storm protection. This means that you could experience roof damage without having any way of making the repairs because your policy doesn’t cover it.

You need a homeowner’s insurance policy in the 35055 ZIP code that protects against:

– Storms

– Fires

– Floods

– Theft

– Personal Injury

– More

One of our agents can guide you through the process so you can have roof damage and other home repairs made without having to spend all of the money on your own. While you will be responsible for the policy deductible, that should be the only thing that comes out of your pocket.

We can talk to you about the coverage options that matter so you have a policy that is designed for your home, the environment your home is exposed to, and what you wish to protect on and inside of your home. We can explore options within Cullman, Alabama and get you multiple quotes to make comparisons easily.

Taking Care of Family in Cullman Alabama

Posted on May 20, 2015April 23, 2015 by AgentInsure

Many a song has extolled the virtues of having an Alabama home. Residents say having a Cullman Alabama 35055 home feels especially sweet. Taking a sweetie to a local restaurant comes as one of their favorite activities. Take for instance “The Busy Bee Café” Having a hundred year old breaded burger recipe from Black Angus beef
“on your table honors the past and makes a future. Berkeley Bob’s Coffee House and Whole Earth Store caters to your wild side and morning side which sometime can be one and the same. Gets you ready for the day. Later in the day stop at Brandin’ Iron Steakhouse. Family owned and operated its sizzling affair with the cow has community support for one of its own who made the restaurant of his dreams.

Best part of Cullman Alabama comes as its neighborhoods. Those homes standing side by side represent community. I your local agent have been given the duty of helping protect it and keeping it safe. Most people protect homes from storm, fire, and water. Alabama has an additional hazard of sinking holes. Due to the geologic formations underground sometimes the soil becomes unstable and creates a depression. If you are on your front porch admiring the sunset and it feels like it is sinking check your foundation. Standard homeowners insurance covers some of this damage but in an area prone to sink holes consider adding an endorsement to ensure adequate coverage. I have information on where sink holes have been and where they possibly may happen. My main concern is protecting you and yours. So get quotes off our website and be sure to check the details, or contact us and we will be more than happy to assist you with your insurance needs.