Will RV Insurance Cover My Possessions?

Before you set sail from Cullman, AL in your new RV, you’ll probably want to know whether or not your Insurance Solutions Inc. RV policy is going to cover the contents of your new home on wheels. Here’s what you need to know:

• Some contents are covered, but not all. You can expect fixtures to be covered if they’re on your policy, propane stoves, the shower, furnishings, basically whatever’s bolted down, whatever came with the RV, that’s going to be covered.
• Additional coverage can be purchased in some instances, but…
• Your home insurance or renters insurance is going to take care of the contents of your RV for the most part. If you have books, clothing, jewelry, a TV and a Blu-ray player, etc. in your motorhome, you’re going to want to make sure that those items are on your home insurance or renters insurance inventory, because that’s where the coverage is probably coming from.

There are, of course, full-time RVers who don’t have a home insurance policy or a renters insurance policy, because the RV is their primary home. In these instances, you’ll want to purchase extra protection to stay safe, but by and large, RV renters rely on RV insurance for anything that’s bolted down, and home/renters insurance for anything that isn’t.

If you’re ready to take your maiden voyage out from Cullman, AL, get in touch with Insurance Solutions Inc. by phone or online and see what they can do to keep you safe out there on the road. Adventure is fun, but it’s even better when you have some peace of mind, and that’s what a good RV insurance policy buys you.