What is a Multi Car Discount?

In the world of auto insurance there are tons of different discounts and benefits that you can get with your policy if you simply know what they are. For those that live in the Cullman, AL area, the agents with Insurance Solutions Inc. can help you determine what discounts you are eligible for and which you are not.

So what is a multi car discount? Put quite simply, you get a discount on coverage for the second, third, fourth, car on your policy. This means you pay a specific price for the first vehicle that you insure then you get to insure more vehicles for a discounted rate. It is sort of like when you purchase items from the grocery store and get a discount for buying multiple items. Essentially, the insurance company is giving you a discounted rate for having more than one car on your policy.

Having more than one car on your policy is going to save you money as opposed to insuring each car on an individual policy. This is a great way to have your entire home of drivers insured without having to have separate policies for each and every driver. Not all cars qualify for the multi car discount however.

First off, you have to be able to legally insure the car that you are trying to add to your policy. In many cases your name has to be on the title of the car that you are insuring. No matter the circumstance, a multi car discount is a great way to get cheaper premiums without sacrificing coverage. For those in the Cullman, AL area, the agents with Insurance Solutions Inc. can help you to find the multi car discount and the policy that work best for you and your drivers.