What Cullman, AL Drivers Need to Know About Minimum Auto Insurance Requirements

The process of buying auto insurance in Cullman, AL, is almost similar and critical to purchasing the car itself.  Driving safely in Alabama means having to buy the minimum state requirements for car insurance.  The requirements aren’t so much different from other states, but it’s essential to understand what to expect. Here is all you need to know.

What are the minimum car insurance requirements in Alabama?

If you own a car in Alabama, you will need to ensure that it meets the minimum requirements. However, satisfying these requirements doesn’t mean you are fully covered. If you need help determining which coverages work best for you, Insurance Solutions Inc. can help you select the coverages to add to your policy. The state of Alabama requires that drivers carry a minimum requirement of; Bodily injury liability per person and per accident as well as property damage liability per accident.

Alabama is NOT a no-fault state

While the no-fault law seeks to simplify the legal process after a car accident, Alabama is not a no-fault state. This means that if you are hit by another driver who is at fault, you will need to seek justice and compensation by following up with their insurance company.

Other critical coverages

 Protecting yourself and your family means purchasing all the essential coverages in Cullman, AL. Depending on your driving needs, style, comfort, preference, and budget, you may need to add other essential coverages such as comprehensive, collision, personal injury protection, and uninsured/underinsured driver. You also need to practice safe driving and follow traffic rules.

Let Insurance Solutions Inc. help you

Auto insurance is mandatory in Alabama, but it doesn’t mean you stop there. Find coverages that will enhance your safety on the roads. Our trusted insurance team at Insurance Solutions Inc. can expertly customize a policy to meet all your auto insurance needs. Contact us today.