Though they are used differently, classic cars also have to be covered with insurance. However, policies for classic cars differ from policies used for day to day vehicles. The policy will define the insured value based on an agreed-upon sum. Also, while vehicles depreciate over time, classic cars actually increase in value. This is why the policy will need to be periodically reviewed. Our agents at Insurance Solutions Inc. work with classic car owners throughout the Cullman, AL area to put the right coverage in place.
Not every vehicle qualifies for classic car insurance. The vehicle must be between 19-24 years old. The specific age varies from providers. Also, the car can not be used frequently. The insurer will define the mileage limit allowed each year. They will also verify that you have a primary vehicle for daily driving. This gives you the opportunity to bring your classic car to shows and expos. Also, the vehicle will need to be stored appropriately when not on display.
Classic car insurance, beyond these requirements, is similar to traditional auto policies. Policies with comprehensive and collision coverage are available. You also have options for flatbed towing or roadside assistance. Special auto show medical coverage can protect you if someone is injured while the vehicle is on display. There is also covered that protects the car at a show when it is unattended.
In the Cullman, AL area, our agents at Insurance Solutions Inc. are ready to help you with classic car insurance. Whether lovingly restored the vehicle or just enjoy it, its time to get it covered so that you can drive and display it at auto shows and area events. Visit the website, then contact us for more information. Take care of your classic car!