If you own an all-terrain vehicle (ATV), it can be a source of fun, especially off-road. While an ATV is an incredible investment, most owners don’t remember to purchase insurance. Like your vehicle, your ATV can be stolen and cause accidents, resulting in financial losses. ATV insurance from Insurance Solutions Inc. of Cullman, AL is a worthy investment if you want peace of mind and to protect your asset.
Key areas covered by ATV insurance
ATV insurance isn’t much different if you are familiar with auto insurance. ATV insurance covers the following areas:
- Liability coverage: While you may not be using your ATV on congested public roads, it doesn’t mean you can’t cause accidents. For instance, if you topple and hit onlookers, you could be responsible for bodily injury. Thankfully, ATV insurance covers liability claims, ensuring you don’t cover these costs from your pocket.
- Asset protection: Your ATV didn’t come for free. And even if it’s a gift, you should protect it with everything you got. ATV insurance is one of the best ways to protect your ATV. This insurance policy compensates you whether your vehicle is stolen or damaged in an accident.
- Uninsured motorist coverage: Hit by a motorist with no insurance? No problem. ATV insurance can compensate you for the uncovered losses. All you need to do is add an uninsured motorist coverage rider to your policy.
- Medical payments: Like auto insurance, ATV insurance can cover your medical costs when involved in a car accident. This way, you can concentrate on your recovery without worrying about medical bills.
Are you shopping for ATV insurance in Cullman, AL? Please look no further than Insurance Solutions Inc. We offer comprehensive yet affordable insurance policies. Please call or visit our office today to discuss your ATV insurance needs.