You have put your blood, sweat, and tears into your business and it is your livelihood and your passion. While you probably already have insurance to protect your business, you may want to consider the many added protections that are provided through an umbrella insurance policy.
An umbrella insurance policy adds several extra layers of liability protection for you and your business, not to mention the additional peace of mind it also will give you. Your umbrella insurance policy kicks in and provides extra coverage in addition to the business insurance you already have. Umbrella policies can also be added to your home and auto insurance policies also.
If a customer is injured while visiting your business or while on your property and sues you, your umbrella policy will offer the added protection you need to keep your business and other assets in check. It will pay for the customer’s medical bills and other expenses after your other insurance benefits have been exhausted. Your umbrella insurance policy can also cover your legal fees while you are embroiled in a court case.
If your employee has an accident while driving one of your business’ vehicles, your umbrella policy will cover bills and expenses associated with the crash in addition to your commercial auto insurance policy and general liability policy. An umbrella insurance policy can also pick up where your employer liability policies leave off too.
You can pick and choose the type and amount of umbrella insurance coverage you need for you and your situation. To obtain the best umbrella insurance policy for you and your business, you will need to enlist the assistance of an experienced and knowledgeable umbrella insurance agent. Call today for an appointment with a trusted agent to assist you at Insurance Solutions Inc. in Cullman, AL.