Insurance Solutions Inc. serves the Cullman, AL community by offering residents multiple types of insurance coverage. We strive to help our clients find policies that will help them prepare for the unexpected. As an independent agency, we have established successful partnerships with several carriers in the area.
Common Commercial Insurance Myths
As a business owner in Cullman, AL, you have to deal with daily challenges as you operate your business. Commercial insurance allows you to protect the interests of your business as you navigate different risks. The policy covers any damage to your property and equipment. Liability coverage protects you if one of your patrons is injured while visiting your business. Worker’s compensation is an asset, as it covers your business and your employees if there is an injury in the workforce. Here is a look at some common commercial insurance myths to avoid while researching policies.
Home Insurance Covers My Home Office
This is incorrect. In order to properly cover every aspect of your business, consider commercial insurance. If you send out an email from home and eventually someone accused you of slander, the only way that you will be covered is with a commercial liability policy.
Commercial Insurance Isn’t Necessary Because I Don’t Have A Brick and Mortar Store
Even if you do not have a physical building that you operate your business out of, commercial insurance is still an asset. The policy covers any damages to your office and the equipment that you use to operate your business.
I Can Rely On My Auto Insurance To Cover My Vehicle
If you have a vehicle that you use to help operate your business, commercial insurance is the only way that you can fully cover the vehicle. If you are involved in a collision while you are on your way to deliver some equipment, a traditional auto policy will not cover your vehicle.
Insurance Solutions Inc. Will Help You Plan For The Future
Visit our website to learn more information about Commercial insurance.